PDMG Consulting, LLC

Privacy

PDMG Consulting, LLC

PRIVACY POLICY

Effective Date: May1, 2025

  1. Introduction.

This Privacy Policy (“Policy”) is meant to serve users of this website and mobile app as a means to disclose how we collect, use, process, share, manage, and store your personal information and data. This is a required right under most countries’ privacy policy laws and is meant to provide the best experience for users in regard to their data privacy.

  • Contact Details. If, at any time, users would like to exercise any of the rights granted in this Policy, they may do so my contacting us at any of the methods provided:
    • Company Name: PDMG Consulting, LLC
    • Address: 3825 Cromwell Ln Williamsburg, VA  23188
    • E-Mail: admin@pdmg.com
  • Website Details.
    • Website URL: www.pdmgonline.com
    • Website Name: PDMG Consulting, LLC
  • Mobile App.
    • Mobile App Name: PDMG Kiwi-IT Mobile App – “eppili’
  1. DISCLAIMERS.

This Policy attempts to provide as much transparency as possible in regard to disclosing the fullest amount of information on how we collect, use, and manage users’ data. In an effort to satisfy such efforts, we provide the following disclaimers in regard to specific countries’ privacy laws:

  • California Users. Your privacy and rights under the California Consumer Privacy Act (CCPA) and the California Online Privacy Protection Act (CalOPPA) are important to us. We offer this document as a resource to view how we collect, manage, store, and use your personal information in the day-to-day running of our website. This Policy adheres to the rights granted to California users in regard to how we collect, manage, store, and use your personal information as defined under CIV 1798.140(v) of the California Consumer Privacy Act (CCPA).
  1. CATEGORIES OF PERSONAL INFORMATION.

In the past 12 months, we have or had the intention of collecting the following: (only those checked do apply)

☒ – Identifiers. A real name or alias, postal address, mobile phone number, e-mail address;  driver’s license number (optional) and/or drivers license photo  (optional); auto Insurance information (optional).

ADVERTISEMENTS.

In the past 12 months and in the present time, our website:

☒ – Does NOT Have Advertisements. We do not have display ads or any 3rd party paid affiliates on our website.

  1. HOW WE USE PERSONAL INFORMATION.

We may use or disclose your Personal Information for the following purpose: (only checked items apply)

☒ – Alerts. To provide e-mail alerts and other communications regarding our services that you registered to receive; these will be 2 factor authentication texts and emails for services that you have requested.  Optionally, you may opt in or opt out of receiving Text messages and or email messages regarding expirations dates of your driver license, automobile insurance expiration date and/or automobile registration date. Text STOP to opt-out of receiving SMS texts. Text HELP for help.

☒ – Law Enforcement. To respond to law enforcement requests as required by applicable law, court order, or governmental regulations;

☒ – Intended Purpose. As described for the intended purpose when collecting your personal information; and

Our usage of your Personal Information may change over time, and when such changes occur, we will update this Policy accordingly.

  1. SELLING PERSONAL INFORMATION.

Our policy is the following:

☒ – We Do NOT Sell Your Personal Information. It is not our policy to sell Personal Information, and we have done so in the preceding 12 months.

  1. SHARING PERSONAL INFORMATION.

We disclose your Personal Information to 3rd parties for business purposes. The general categories of 3rdparties that we share with are as follows:

  • Our 3rd party service providers that, without their services, our website would not be able to function in its current manner;
  • Third (3rd) parties or affiliates in connection with a corporate transaction, such as a sale, consolidation, or merger of our financial institution or affiliated business; and
  • Other third (3rd) parties to comply with legal requirements or to disclose Personal Information to government authorities per the rule of law;

In the last 12 months, it is recognized that we have disclosed the aforementioned categories of Personal Information for business purposes.

  1. RIGHT AND CHOICES FOR CALIFORNIA RESIDENTS.

If you are a California resident, this Section describes your rights and choices regarding how we collect, share, use, and protect your Personal Information, how to exercise those rights, and limits and exceptions to your rights and choices under the CCPA.

  • Exceptions. The rights and choices in this Section do not apply to you if the information being collected is:
  • Aggregate consumer information;
  • Deidentified Personal Information; and
  • Publicly available information.
  • Access to Information. If the above exceptions do not apply, and you have not made this request more than twice in a 12-month period, you have the right to request that we disclose certain information to you about our collection and use of your Personal Information over the past 12 months from the date we receive your request. Once we receive and confirm your request on your behalf, we will disclose it to you or your representative:
  • The categories of Personal Information we collect;
  • The categories of sources for the Personal Information we collect;
  • Our business or commercial purpose for collecting or selling such Personal Information;
  • The categories of third parties to whom we sold or disclosed the category of Personal Information for a business or commercial purpose;
  • The business or commercial purpose for which we sold or disclosed the category of Personal Information; and
  • The specific pieces of Personal Information we collected about you in a form that you can take with you (also called a “Data Portability Request”).
  • Deletion Request Rights. You have the right to request that we delete any of your Personal Information that we collect from you and retain, subject to certain exceptions. Once we receive and verify your request, we will delete and direct our service providers to delete your Personal Information from our records unless an exception applies. We may deny your deletion request if retaining the Personal Information is necessary for us or our service providers to:
  • Complete the transaction for which we collected the Personal Information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those for such activity;
  • Debug to identify and repair errors that impair existing intended functionality;
  • Exercise free speech, or exercise another right provided by law;
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when the businesses’ deletion of the Personal Information is likely to render impossible or seriously impair the achievement of such research if you previously provided informed consent.
  • Enable solely internal and lawful uses of such Personal Information that are compatible with the context in which you provided it.
  • Exercising Access, Data Portability, and Deletion Rights. To exercise the access, data portability, deletion rights, or any other rights mentioned herein, a consumer or a consumer’s authorized agent may submit a verifiable request to us by using the contact details in Section 1.
  • Requests. You may only make a verifiable consumer request for access or data portability, in relation to this Section, twice within a 12-month period. We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information is related to you.

Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided via a verifiable consumer request to verify the requestor’s identity or authority to make the request.

  • Authorized Agent. An authorized agent is any person or legal entity registered with the Secretary of State or similar office that you have authorized to act on your behalf. If a request is made by an authorized agent acting on your behalf, we may require the following:
  • Submission of evidence by you with your permission for the authorized agent to submit a verifiable request on your behalf;
  • For you to directly acknowledge, via electronic communication, that the authorized agent is allowed to act on your behalf;
  • Require the authorized agent to verify their identity; or
  • For a power of attorney document to be submitted that is signed in accordance with state law.

We reserve the right to deny a request from an agent that does not submit proof that they have been authorized by you to act on your behalf and cannot verify their own identity to us.

  • Response Timing and Format. As required under CCPA, we agree to respond to any verifiable consumer request within 45 days of its receipt. If we require more time, with a maximum of 90 days, we will inform you, in writing, of the reason. Such notification will be by e-mail unless there is another preferred communication method provided.

Any response we provide will cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable and should allow you to transmit the Personal Information from one entity to another entity without hindrance. No fee will be charged to process or respond to your verifiable consumer request.

  • Right of Non-Discrimination. We do not discriminate against you for exercising any of your rights in this Policy and under applicable laws. Unless permitted by law, we will not:
  • Deny you goods or services;
  • Charge you different prices or rates for goods, services, and offerings, including through granting discounts or other benefits, imposing penalties; or
  • Provide you with a different level of quality of goods or services.
  1. CHANGES AND AMENDMENTS.

We reserve the right to amend this Policy at our discretion and at any time. When we make changes to this Policy, we agree to notify you by e-mail or other preferred communication methods.

  1. LINKING TO 3RD PARTIES.

We do not provide links to 3rd parties.

  1. SECURITY & PROTECTION.

We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to Personal Information. This includes device safeguards used in accordance with industry standards.

It is understood by you that the Personal Information you submit to us electronically may not be secure when it is transmitted to us. Specifically, we recommend that you do not use unsecured or public channels to communicate sensitive or confidential information.

  1. CONTACT.

If you have any questions or comments about this Policy, the ways in which we collect and use your Personal Information, your choices, or your rights regarding such use, or wish to exercise your rights, please do not hesitate to contact us by using the details mentioned in Section 1 of this Policy.